“Beyond the Hype: The Truth About Social Media and Your Finances”
- Aug 4
- 4 min read

In a world where a scroll through your phone can make you feel behind in life, it’s easy to fall for the illusion. The lavish vacations, designer clothes, new cars, and stacks of cash displayed across your feed paint a picture of perfection and financial freedom. But behind those filters, captions, and curated content lies a truth too many people ignore: it’s not always real. And even if it is, it’s not your reality.
Here’s the hard truth: social media isn’t the full story. In fact, most of what we see online is smoke and mirrors, built to impress, not to inform. It’s a performance, not a financial blueprint.
Yes, many influencers appear to be winning with money, but a lot of it is borrowed, financed, or faked. Behind closed doors, many are in debt, living paycheck to paycheck, and stressing about how to keep up the show. Some are only financially ahead because of their large followings, not because they followed smart financial principles from the beginning. Their influence pays them; that’s not your reality… at least not yet.
So why are we comparing ourselves to it?
Comparison is the thief of clarity. It clouds our judgment and has many of us trying to keep up with people we don’t know, people who might not even be telling the full truth. We buy things we can’t afford. We hide our financial struggles because we’re embarrassed. We delay getting help, convincing ourselves that we’re supposed to have it all figured out by now.
And while we’re faking it, our credit is declining. Our savings account is empty. Our goals are slipping further out of reach.
But it doesn’t have to stay this way.
It’s time to break the cycle. It’s time to get honest. It’s time to get on the Right Side of Money.
Let this be your wake-up call, not one to guilt you, but one to empower you. You don’t have to live in fear of your financial situation. You don’t have to pretend things are okay when they’re not. You don’t have to compare yourself to someone whose reality isn’t yours.
Here’s what you can do:
1. Acknowledge Where You Are
The first step toward getting right financially is accepting your current reality. You can’t fix what you won’t face. There’s no shame in not having it all together, but there is danger in continuing to avoid it.
2. Unfollow the Illusion
If certain pages or people make you feel anxious, less-than, or pressured to spend money you don’t have, unfollow. Clear the noise. Replace it with real, empowering financial content that helps, not hinders, your journey.
3. Build a Budget That Works for You
Forget what everyone else is doing. Focus on your own money. Create a budget that fits your income, your expenses, and your goals, not someone else's image of success.
4. Start Small, Stay Consistent
Wealth doesn’t come from one big leap; it comes from small, intentional steps taken over time. Save a little each week. Pay down your smallest debt. Celebrate every win, no matter how small.
5. Ask for Help
There’s no shame in not knowing. There is power in asking. Whether it’s a coach, a community, or a financial literacy program, get support. That’s how you learn. That’s how you grow. That’s how you win.
6. Stop Faking It Start Facing It
Your future doesn’t need a mask. It needs a plan. Authenticity is more valuable than appearance. You don’t have to pretend to have it all. What matters is that you’re working on it.
Here’s the truth: Wealth isn’t built from looking rich. It’s built on making wise decisions, one step at a time.
The influencers you see? They don’t have your story. Your path is your own. Stop trying to walk someone else’s. Start writing your own money story. One where you are in control, where your peace is worth more than performance, and your wealth is built on purpose, not pressure.
Let this blog be your mirror, your motivation, your moment of clarity.
Now is your time.
Stop the hype. Start the healing. Get on the Right Side of Money.
Want to know how to start? Follow our journey, tap into resources, and let’s build together without the filters, without the pressure. Just truth, support, and transformation.
The world doesn’t need more illusions. It needs more people getting real about money and winning for real.
Your breakthrough is waiting. The only question is: will you face it or fake it?
Let’s face it together.
Right Side of Money; Helping you live beyond the hype and truly build wealth.

Darrell (MSCIA, Author, Retired Marine Corps Vet, Speaker, Coach)
Right Side of Money LLC

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